Majulis Blog: Financial News & Tips

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What Happens if You Don’t Pay Back a Personal Loan?

When you take out a personal loan, timely repayment is essential. Falling behind can lead to serious financial repercussions, including extra fees, damage to your credit score, and, eventually, legal action.

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South African Payday Loans: Essential Information

Payday loans offer fast cash for emergencies but come with high fees and interest. They’re easy to obtain, with minimal credit checks, but should be used responsibly to avoid falling into a debt cycle.

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Understanding Emergency Funds: Why You Need One

An emergency fund is a crucial financial safety net for unexpected expenses like medical bills, car repairs, or job loss. It helps you avoid debt and maintain financial stability. Experts recommend saving.

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Understanding Loan Affordability Assessments: How Much Can You Borrow?

Loan affordability assessments evaluate your financial situation to ensure responsible lending. Discover how these assessments work, their benefits, and tips to maximize your borrowing capacity.

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A South African’s Guide to Surviving the Festive Season

The festive season can bring financial stress, but smart budgeting, affordable celebrations, and strategic shopping can make it joyful and stress-free. Learn practical tips for debt management, rewards programs, and thoughtful gifting to start the new year on a strong financial footing.

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